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Prize

Lottery or Sweepstakes Scam

You're told you won a prize but must pay a fee or taxes to collect it.

How it works

A call, letter, or message says you won a lottery, sweepstakes, or big prize, sometimes one you never entered. To claim it, you must first pay taxes, fees, or shipping, often by gift card or wire. There is no prize. A real lottery never asks you to pay money to receive your winnings.

Warning signs

  • You won a prize you never entered
  • Must pay a fee or taxes before you can collect
  • Asked to pay by gift card, wire, or cryptocurrency
  • Told to keep the win secret until you pay
  • Pressure to claim before a deadline
  • Uses a well-known name like Publishers Clearing House

The newer AI trick

AI can produce official-looking award letters, fake checks, and personalized calls that use your name and city to seem real.

What to do

  • Do not pay anything to claim a prize.
  • Hang up or throw away the letter.
  • Remember: real winnings never require an upfront fee.
  • Tell a family member before responding.

If they are still on the line: Do not pay or share personal information. Hang up. If you have to pay to win, it is not a prize.

How to report it

Report to the FTC at ReportFraud.ftc.gov or 1-877-382-4357. Mailed prize scams can also be reported to the U.S. Postal Inspection Service at uspis.gov/report. For elder-specific help, call the DOJ Elder Fraud Hotline at 1-833-372-8311.